US and Canada · Business-purpose
Underwrite small businesses and run expense workflows on cash and books: Plaid bank transactions, assets and income, alongside invoices, bills, ledgers and P&L from 55+ accounting platforms. One integration partner, one invoice.
Yes. Apideck is a Plaid reseller partner. For business lenders and expense platforms with customers in the United States and Canada, Apideck provisions Plaid Transactions, Assets and Bank Income and bills them together with the Apideck Accounting API, which reads and writes the books of 55+ accounting platforms. Bank data is switched on after a business verification of your company.
Bank data shows what moved. Accounting data shows what it was for, and what is still owed. These products need both.
Underwrite on what the bank says and what the books say. Plaid Assets and Bank Income show balances, cash flow and deposits; the Accounting API adds the P&L, balance sheet, aged receivables and payables, straight from QuickBooks, Xero or NetSuite.
Plaid Assets · Plaid Bank Income · Accounting reports
Pull business bank transactions with Plaid Transactions, match them to receipts and cards, and write the result back to the customer’s ledger as expenses, bills or journal entries.
Plaid Transactions · Expenses · Bills · Journal entries
Reconcile payments against invoices and bills: bank transactions tell you money moved, the accounting platform tells you which invoice it settled.
Plaid Transactions · Invoices · Bills · Payments
Apideck provisions and bills the Plaid products alongside your Apideck plan. One vendor review, one renewal, one support team for both halves of the data.
The Accounting API reads and writes QuickBooks, Xero, NetSuite, Sage Intacct, Microsoft Dynamics and more through one integration, real-time and pass-through with zero data retention.
Scoped to commercial use: business lending and servicing, and expense workflows. Every customer goes through business verification before bank data is switched on.
Commercial lending and servicing, expense and spend management, AP and AR. Not consumer lending or personal finance.
Your customers are in the United States and Canada, and bank data is not passed on to recipients outside them.
We verify your company (KYB) before bank data goes live. It usually runs alongside your integration work.
Tell us what you are building. We come back with a quote for bank and accounting data together, and the next steps for business verification.